Entrepreneurship often begins with a simple realization—a gap waiting to be filled, a need waiting to be met. For Mohit Sharma, founder of Mosha Ventures Private Limited, this realization came after years of working in the financial services industry. His journey from a corporate professional to an entrepreneur is a testament to the transformative power of vision, resilience, and an unshakable commitment to creating impact.
Mohit’s career began with a strong foundation in finance, having earned his Master’s degree from the Indian Institute of Chartered Accountants. His professional journey took him through roles at prominent organizations like ICICI Bank, where he served as a Credit Manager, and Ujjivan Small Finance Bank, where he rose to the position of North Head. These roles gave him a deep understanding of the financial ecosystem, but they also highlighted the gaps in accessibility and empowerment, particularly in regions like Uttarakhand.
The idea for Mosha Ventures took root during this time. Mohit envisioned a company that would not only simplify financial services for customers but also empower individuals to become entrepreneurs in this space. This vision became a reality when he founded Mosha Ventures in 2017.
From its inception, Mosha Ventures set itself apart with a unique approach. The company operates as an online financial supermarket, connecting customers to reputed banking and financial brands through a digital platform. It also has a network of distribution teams across Uttarakhand, ensuring personalized services at the doorstep. Beyond serving customers, Mosha Ventures is cultivating a new breed of “financepreneurs,” providing them with the tools, infrastructure, and support needed to launch and grow their businesses in record time.
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Under Mohit’s leadership, the company has achieved remarkable milestones. In just a few years, Mosha Ventures has facilitated over ₹300 crores in loans, built a portfolio of ₹200 crores with HDFC Bank, and supported more than 100 financepreneurs. These numbers reflect not just business success but also the lives transformed through the company’s mission to foster entrepreneurship and financial literacy.
However, this journey hasn’t been one without obstacles. In the early days, earning customer trust was quite a challenge. As a new entrant in the market, convincing people of the company’s credibility required relentless effort. Managing operational costs, such as salaries and rent, added to the pressure. Yet, these challenges became the foundation for a stronger, more resilient organization.
Mosha Ventures stands out for its commitment to transparency, simplicity, and customer-centricity. These values have been instrumental in building trust and loyalty among its clients. The company’s services are designed to not only meet but exceed customer expectations, setting a new benchmark in the industry.
Mohit’s vision for the future is both ambitious and inspiring. By 2025, Mosha Ventures aims to grow its business to ₹1,000 crores and establish a presence across North India. More than just expansion, the goal is to become synonymous with reliability and excellence in financial services. The aspiration is simple yet profound: to be the first name customers think of when they need trusted financial solutions.
For Mohit, the journey of entrepreneurship is as much about learning as it is about leading. He believes that understanding the market is crucial for any new business. Entrepreneurs who take the time to identify their target audience and their needs are better equipped to avoid missteps and deliver meaningful value. It’s a principle that has guided Mosha Ventures from its inception and continues to shape its growth.
At its core, Mosha Ventures is about empowering individuals and communities. The company’s mission to create 100 financepreneurs by 2025 is not just a target but a commitment to fostering a culture of entrepreneurship and self-reliance.
Mohit’s journey as an entrepreneur reflects his belief in the power of persistence and the importance of staying true to one’s vision. While challenges are inevitable, they serve as opportunities for growth and innovation. His story is a reminder that with the right mindset and unwavering determination, even the most ambitious dreams can be realized.
Reflecting on his journey, Mohit shares an inspirational message for aspiring entrepreneurs: “Darkness cannot drive out darkness; only light can do that. You’re braver than you believe, and stronger than you seem, and smarter than you think.”
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